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Tom O'Brien, Author at Austbrokers Terrace Insurance | Adelaide | Melbourne - Page 24 of 42

Does Your Business Need A Cyber Health Check?

Does Your Business Need A Cyber Health Check?

Cyber-attacks against global companies get the headlines, but small to medium-sized businesses are just as likely to be targeted by criminals. The Australian Cyber Security Centre recently reported that half the large businesses SMEs in its 2015 cyber survey had experienced at least one cyber-attack during the year that had compromised confidentiality, integrity or network availability. “If […]

Costco Should Pay Damages for Selling Fake Tiffany Rings

Costco Wholesale Corp should hand over $5.5 million to compensate Tiffany & Co for selling counterfeit Tiffany diamond engagement rings, a federal jury said on Thursday. Tiffany is also entitled to punitive damages, the jury in Manhattan said. Lawyers for both sides were presenting evidence on Friday to help determine the amount of punitive damages.For commercial […]

Using Insurance Brokers can Simplify Your Life

Using Insurance Brokers can Simplify Your Life

Insurance brokers are professionals who know the ins and outs of their industry and the products used. They’re experts at juggling many different products for their clients and exploring the best options. Especially when you have complex insurance needs. Contact us here to discuss your individul needs. For full article click here. Souce: Understand Insurance […]

Insurance Catastrophe, NSW Floods

The Insurance Council of Australia (ICA) has declared the major flooding around Forbes in the Central West of New South Wales a catastrophe. Rob Whelan, ICA CEO, said the insurance industry was still unclear about the full extent of damages to residential and business properties and crops, but had escalated its response to help policyholders. Read […]

Insurance: Are You Putting Yourself at Risk?

Insurance can sometimes seem counter-productive, especially if you’re paying premiums year after year and never making a claim. Managed wisely, however, it can be a valuable partner in your long-term wealth creation plans, and guard against severe financial disadvantage if your circumstances change. As with any investment, choosing the right level of insurance cover can […]

What is Cyber Liability Insurance and Why Do You Need It?

What is Cyber Liability Insurance and Why Do You Need It?

Cyber insurance can’t protect your organisation from cybercrime, but it can keep your business on stable financial footing should a significant security event occur. Technology, social media and transactions over the Internet play key roles in how most organisations conduct business and reach out to prospective customers today. Those vehicles also serve as gateways to […]

Insurance for the Home Based Business

There is a high level of underinsurance across Australia, with more than four in five Australian homeowners and renters (83%) believing they were underinsured for their home and contents, according to research conducted by Understand Insurance Australia. Read full article here. Source: understandinsurance.com.au.Picture: Shutterstock  

Risk of Underinsurance

Risk of Underinsurance

Underinsurance is when you don’t have enough insurance to cover all the costs of rebuilding your home. You are considered to be underinsured if your insurance covers less than 90% of the rebuilding costs. Increasing your insurance cover may not cost very much, and you may even be able to get more cover for the […]

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