You have either been hacked or are being attacked as we speak, or you will be in the future. It’s clear that Cyber insurance is a subject that is not often discussed openly and this is an area we are all learning about. Cyber-insurance is an insurance product used to protect businesses and individual users from Internet-based risks, […]
When employees strike back – Cyber style!
The impact of cyber crime can spread far and wide Yes, we realise that our blog articles are often involving events related to cyber crime and similar activities. We try to provide an insight into what is topical within our industry and, unfortunately, the cyber crime issue is taking the prime time slot. We wish […]
Understanding Business Interruption
Some Guidance on Business Interruption This is an article written by Dr Allan Manning, probably the foremost expert in respect to Business Inrterruption in Australia, its implications and benefits.We trust the read will be worthwhile and if it provokes any queries please contact the Austbroker Terrace team immediately. As follows – The first two months […]
The Cloud – 10 Things You Need To Know
Is the cloud safe? 10 things you need to know If we’re talking about the cloud, we have to talk about security. It seems that every time the cloud is brought up in the enterprise, the conversation to follow is focused on how secure, or not secure, it really is. Some would have you believe […]
A UK Perspective on Cyber Crime
Murphy’s Law may not be enough Everyone agrees data breaches and cyber attacks are on the increase, and that the size of potential losses is vast. Why then is take-up of cyber insurance still so low?The Association of British Insurers says despite 90% of large UK businesses suffering a breach in the past year, only […]
Hird sues but will he strike out yet again?
A lack of sound advice or naivety? The following article is an excellent example of how what is covered under an insurance contract can be easily misinterpreted or misunderstood. We at Austbrokers Terrace are not arrogant enough to suggest we would have provided a more informed process in this instance, but this should at least […]
Horse SA and ABT
Forging partnerships Austbrokers Terrace pride themselves on forging relationships with organisations that could have a financial benefit for both parties. Horse SA is another of our clients that we have entered into such an agreement. How does this work? Simply, if you are a member of Horse SA and our company are successful in securing […]
A potential belly ache
Food for thought In NSW, restaurant kitchen indiscretions are plastered on a public website for all to see. In Victoria, council officers have the power to shut down hygienic premises. In Queensland, food suppliers that fall afoul of regulations can be fined more than $75,000.These are just some of the risks faced by any business […]
Stranded In Bali without the correct Travel Insurance
Having the right Travel Policy The current news cycle has been dominated by the news that many Australians are either stranded in Bali, or unable to begin their long awaited holiday due to volcanic activity causing a hazard on the regular flight paths. It won’t be long before the more sensationalist media avenues will be […]
‘Cyber’ – Is the name itself misleading?
Cyber Crime – facts and figures Barely a day goes by without some form of data breach being reported in the media, be it a competitor looking to gain an edge by stealing sensitive data, a disgruntled ex-employee looking to take retribution on a former employer, or the more traditional image of a technology “nerd” […]
Latest Articles
How To Bridge the Skills Gap To Get Your SME Thriving
Skills shortages are a growing concern for Australian businesses, impacting productivity, retention, and long-term competitiveness ...
Chronic Disease and How It Can Impact Your Business
About half of Australians have one or more chronic diseases or conditions, says the Australian ...
2025 Focus: Protecting Your SME From Climate-Driven Threats
Australia’s climate is changing rapidly, and businesses can no longer overlook the impacts. From harsher ...
Wellbeing Wins: What Worked for Australian SMEs in 2024
Fewer than half of Australian workers said their employers would put worker wellbeing above short-term ...
Cyber Safety, Simplified: The Essential Eight Principles
Cyber threats pose a constant and increasing concern for businesses of all sizes, including SMEs. ...
Balancing Maintenance and Innovation: A Must for SMEs
According to the Reserve Bank of Australia, SMEs spend 25% more on research and development ...
Flood Risks are Rising. Is Your Home Insured Against Damage?
Flooding is a major and worsening risk for many Australian property owners. Recent findings from ...
Fire risk alert: Why you need to dispose of batteries the right way
A huge rise in battery fires is putting local garbos and the environment at risk ...
Cybersecurity Rules Tighten: Is Your Board Prepared?
In an era where cyberattacks can bring even the biggest companies to their knees, the ...
Brian Cox, black holes and… insurance
From cyberattacks in outer space, to solving geopolitical risk, the presenter addressed it all. If ...
DISCLAIMER
This web site is designed primarily for use by Australian residents. Therefore, some products referred to in this site may be inappropriate for overseas residents. Please contact us via e-mail or phone to discuss your needs should you not be an Australian resident.
The information on this site is for general information purposes only and you should first seek advice from us to determine which products and services are most appropriate for your needs. We take our responsibilities to you seriously, and will work closely with you to customise your program to suit your needs.