Local or home currency? AUS or USD? If you’ve travelled abroad recently, you’re often asked this question when paying by credit card. While in an ideal world there’s shouldn’t be a difference between the two prices, turns out there definitely is, and it’s a way to get more money from you, and make your trip […]

In the US, fraudulent hotel websites cost North Americans $220 million every year. Some paid Google ads that appear in the sponsored section when you search can be the culprit. These dodgy sites can use deceptive URLs and pirated pictures to trick you in to making a booking, but in fact, you’re not making a […]

By the time you reach your 30s, you should be learning how to (responsibly) handle your money. And that means investing in the right insurance. Without it, something as small as a trip to the dentist can land you in the red. Generally in your 30s, it’s smart to be covered across five categories: health insurance, disability […]

Credit card companies love to spruik the “free” bonuses that come with their cards, especially those cards named after precious metals and jewels: gold, platinum, diamond. Some of these premium cards come with complimentary travel insurance, provided you meet certain criteria. While this certainly takes the hassle out of organising insurance for every trip you […]

Nancy initially complained of a stomach upset, hours after arriving in Bali. Then came the symptoms that scare even the hardiest parent: high temperatures, loss of appetite and lethargy. Nancy’s temperature was above 40 degrees and the doctors didn’t know what was wrong with her. They talked of viral meningitis, before performing a lumbar puncture. […]

When it comes to putting a value on your home and contents for insurance purposes, many of us underestimate just how much everything would cost to replace. In the worst case scenario, you could find that you’ve underinsured yourself for many thousands of dollars at claim time due to an inaccurate estimate. Let’s look at […]

Virgin Australia and Jetstar have stopped the pre-selection of travel insurance on their websites in moves welcomed by the Australian Competition & Consumer Commission (ACCC). Customers will now only be able to opt-in for travel insurance if they wish to purchase it. Read more here. Source: Insurance Business Online

Home insurance (sometimes called building insurance) covers the cost of rebuilding or repairing the home you own. Contents insurance covers the cost of loss or damage to your possessions, which can include things like furniture, clothes, computers, fridges, electrical equipment, tools, and jewellery. Protecting your home and possessions against damage or loss is really important.  […]

Having your home damaged or destroyed in a natural disaster is devastating. Money Smart have provided some useful information to work out if your home is in a natural disaster prone area and work out if you have adequate insurance cover for all types of natural disasters. Click here to read their advice. Source: Money […]