Local or home currency? AUS or USD? If you’ve travelled abroad recently, you’re often asked this question when paying by credit card. While in an ideal world there’s shouldn’t be a difference between the two prices, turns out there definitely is, and it’s a way to get more money from you, and make your trip […]
Avoid Online Scams When Booking a Hotel
In the US, fraudulent hotel websites cost North Americans $220 million every year. Some paid Google ads that appear in the sponsored section when you search can be the culprit. These dodgy sites can use deceptive URLs and pirated pictures to trick you in to making a booking, but in fact, you’re not making a […]
What Insurance Do You Need In Your 30s?
By the time you reach your 30s, you should be learning how to (responsibly) handle your money. And that means investing in the right insurance. Without it, something as small as a trip to the dentist can land you in the red. Generally in your 30s, it’s smart to be covered across five categories: health insurance, disability […]
Travel Insurance that comes with Credit Cards
Credit card companies love to spruik the “free” bonuses that come with their cards, especially those cards named after precious metals and jewels: gold, platinum, diamond. Some of these premium cards come with complimentary travel insurance, provided you meet certain criteria. While this certainly takes the hassle out of organising insurance for every trip you […]
Why You Need Travel Insurance
Nancy initially complained of a stomach upset, hours after arriving in Bali. Then came the symptoms that scare even the hardiest parent: high temperatures, loss of appetite and lethargy. Nancy’s temperature was above 40 degrees and the doctors didn’t know what was wrong with her. They talked of viral meningitis, before performing a lumbar puncture. […]
Small Business Insurance: What Do You Need?
Most people dread having to make a call to their health insurance provider or their car insurance agent. For small business owners, navigating the realm of business insurance can be even more daunting–but it doesn’t have to be. Armed with some basic information, you can confidently make the best insurance choices for your small business […]
How Much is Your Home & Contents Worth?
When it comes to putting a value on your home and contents for insurance purposes, many of us underestimate just how much everything would cost to replace. In the worst case scenario, you could find that you’ve underinsured yourself for many thousands of dollars at claim time due to an inaccurate estimate. Let’s look at […]
Protect Your Business From Being Held To Ransom
Macquarie’s guide to protecting against the latest craze in cybercrime It starts innocuously enough. You receive an email from a colleague; just the regular kind of short message they’re always sending and a link to an article they thought you’d like. But when you click on it, your troubles start. It’s not The Australian or […]
Jetstar/Virgin Drop ‘Opt-Out’ Travel Insurance
Virgin Australia and Jetstar have stopped the pre-selection of travel insurance on their websites in moves welcomed by the Australian Competition & Consumer Commission (ACCC). Customers will now only be able to opt-in for travel insurance if they wish to purchase it. Read more here. Source: Insurance Business Online
Underinsurance Continues to be a Problem
Underinsurance continues to be a problem impacting both businesses and consumers. “Our biggest challenges continue to be influencing and convincing our clients that they really need to have cyber risk cover, management liability, and business interruption,” Robert Cooper, director of CPR Insurance Services told Insurance Business. “Many continue to be underinsured. Continue reading here. Source: Insurance Business […]
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