Insurance Excesses: How Do They Work?
Many policies include an excess. This is the amount you have to pay if you decide to make a claim on your policy. It’s a way of you accepting a small portion of the risk yourself. The amount of the excess is specified in your policy. How does it work? If your home is damaged […]
What Information is Needed at Claim Time?
Hopefully, you haven’t been in a position where you’ve had to make too many insurance claims. However, things can go wrong and your insurer is there to help in these circumstances. If you’re not familiar with making a claim, you might be a little confused as to what information your insurer will need to […]
Incensed Canadian Bikers Turn to Brokers After Premium Hikes
In Canada, a number of motor cycle policyholders – often with clean driving records – have seen premiums rise substantially in 2015, upwards of 20%. TD General Insurance and Certas Home Direct have led the hikes with increases of 18.41 – 21.06% and together they hold 70% market share. Following the almost 20% price, the […]
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