Public liability insurance provides cover for any awards of damages given to a member of the public because of damage to their property, or an injury to their person that was caused by you or your business. The protection offered by public liability insurance covers a broad spectrum of potential claims and, whilst it is not a legal requirement, it will prove to be a worthwhile investment should an unfortunate incident occur. Your business will be protected against injury caused to a visitor on your business premises, the injury of one of your employees or a third party whilst working, and any damage caused to property as a result of your business activities.
Whilst the benefits of taking out this cover are plain to see, what are the repercussions of failing to secure public liability insurance?
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